Asset Finance
Whether you're purchasing vehicles, machinery, equipment or technology, asset finance can help spread the cost of investment while preserving working capital and supporting business growth.
PROPERTY FUNDING SOLUTIONS
Funding solutions for equipment, vehicles and business assets.
Flexible funding can help businesses acquire vehicles, machinery, equipment and technology without requiring significant upfront investment.
Vehicle Finance
Funding for cars, vans, HGVs and commercial vehicle fleets.
Plant & Machinery
Finance solutions for construction, manufacturing and specialist machinery.
Equipment Finance
Funding for business-critical equipment across a wide range of industries.
Catering Equipment
Funding for commercial kitchens, refrigeration and other essential hospitality equipment.
Technology Finance
Support for hardware, software and technology investments.
Hire Purchase & Leasing
Flexible funding structures designed around business requirements.
Asset Refinance
Unlock capital from existing assets to support growth and cashflow.
Medical & Specialist Equipment
Funding for medical, dental, manufacturing and other specialist equipment.
WHO WE SUPPORT
Business asset funding for companies across a wide range of sectors.
Funding for vehicles, equipment, technology and business-critical assets.
Funding for plant machinery, vehicles, tools and specialist equipment.
Vehicle finance for vans, HGVs, fleets and transport equipment.
Funding for machinery, production equipment and operational assets.
Funding for medical, dental, technology and specialist equipment.
Helping advisers support clients with business asset funding requirements.
WHY CHOOSE ASSET FINANCE
Benefits of Funding Business Assets
Asset finance helps businesses acquire the vehicles, machinery, technology and equipment they need without tying up significant working capital. Flexible funding structures can support replacement, expansion and future growth.
Preserve Working Capital
Spread the cost of essential assets instead of making a large upfront investment.
Flexible Funding Structures
Use flexible repayment structures tailored to your cash flow and wider business requirements.
Access Essential Equipment
Fund the vehicles, machinery, technology and equipment your business needs to operate and grow.
Release Capital from Assets
Refinance eligible existing assets to unlock capital for investment or wider business needs.
Asset Finance & Equipment Funding FAQs
Find answers to some of the most common questions about asset finance, equipment funding, vehicle finance and business asset funding solutions.
What is asset finance?
Asset finance allows businesses to acquire vehicles, equipment, machinery and other business-critical assets without paying the full purchase cost upfront. Funding is typically repaid through fixed monthly payments over an agreed term, helping businesses preserve working capital while investing in growth, productivity and operational efficiency.
What can asset finance be used for?
Asset finance can be used to fund a wide range of business assets, including commercial vehicles, plant and machinery, construction equipment, manufacturing equipment, medical equipment, technology, IT systems and specialist industry assets. Funding can also be tailored to suit the specific requirements of different sectors and business types.
What is the difference between hire purchase and leasing?
Hire purchase allows businesses to spread the cost of an asset over time, with ownership usually transferring once all repayments have been made. Leasing provides access to an asset for an agreed period without immediate ownership, often offering greater flexibility and lower upfront costs. Both options can help businesses acquire essential equipment while managing cashflow effectively.
Can asset finance help preserve cashflow?
Yes. Asset finance enables businesses to spread the cost of purchasing equipment, vehicles or machinery over a fixed period rather than making a significant upfront investment. This can help preserve working capital, improve cashflow management and allow businesses to retain funds for day-to-day operations, staffing, stock purchases and future growth opportunities.
Can I refinance assets my business already owns?
In many cases, yes. Asset refinance allows businesses to release capital tied up in existing assets they already own. Funds released through asset refinance can be used to support cashflow, invest in growth initiatives, fund expansion plans or provide additional working capital without requiring the sale of key business assets.
What types of equipment can be funded through asset finance?
Asset finance can support the purchase of a wide range of equipment, including plant and machinery, manufacturing equipment, construction equipment, medical equipment, agricultural machinery, vehicles, technology and IT infrastructure. Funding solutions can often be tailored to the asset type, industry sector and business requirements.
Can asset finance be used for technology and IT equipment?
Yes. Asset finance can be used to fund a wide range of technology and IT investments, including computers, servers, software systems, telecommunications equipment, specialist technology platforms and other business-critical digital infrastructure. This can help businesses stay up to date with technology without placing pressure on cash reserves.
How quickly can asset finance be arranged?
Timescales vary depending on the asset, funding requirement and lender criteria. Straightforward asset finance applications can often be arranged within a matter of days, while more complex requirements may take longer. Working with an experienced commercial finance adviser can help streamline the process and identify suitable funding options efficiently.
Funding the assets that drive your business forward.
Supporting businesses, brokers and introducers with asset finance solutions for vehicles, equipment, machinery and technology investments.
Proud NACFB Member
Proud member of the National Association of Commercial Finance Brokers (NACFB), supporting professional standards, transparency and best practice across the commercial finance industry.
