Commercial Mortgages
Commercial mortgage solutions for businesses, property investors and landlords looking to purchase, refinance or expand commercial property holdings.
COMMERCIAL MORTGAGE SOLUTIONS
Flexible funding for commercial property acquisition and growth.
Whether you're purchasing business premises, investing in commercial property or refinancing an existing asset, commercial property finance can be tailored around your objectives and wider strategy.
Owner-Occupied Property Finance
Funding for businesses purchasing premises to operate from.
Commercial Investment Mortgages
Funding for investors acquiring income-generating commercial property assets.
Commercial Property Refinance
Refinancing solutions designed to release equity or restructure existing borrowing.
Semi-Commercial Mortgages
Funding for mixed-use properties combining residential and commercial elements.
Portfolio Property Finance
Funding solutions for investors managing multiple commercial property assets.
Specialist Commercial Property Finance
Finance for a wide range of specialist commercial property types and investment opportunities.
WHO WE SUPPORT
Commercial property finance for businesses, investors and property professionals
Funding for businesses purchasing, refinancing or expanding owner-occupied commercial premises.
Mortgage solutions for investors acquiring and managing income-generating commercial property assets.
Funding for investors growing and refinancing commercial property portfolios across multiple sectors.
Supporting developers acquiring commercial property assets and preparing for refurbishment or redevelopment projects.
Helping brokers, accountants and advisers support clients with specialist commercial mortgage requirements.
WHY CHOOSE COMMERCIAL PROPERTY FINANCE
Benefits of Commercial Mortgages
The right funding structure can support businesses and investors looking to acquire, refinance and grow commercial property assets.
Whether you’re buying business premises, investing in commercial property or refinancing an existing asset, the right commercial mortgage can provide a stable funding structure. It can help protect working capital, unlock opportunities and support your longer-term business or investment plans.
Purchase Commercial Property
Secure funding to purchase business premises or investment properties, tailored to your commercial property plans and wider objectives.
Preserve Working Capital
Spread the cost of commercial property over time, helping your business retain working capital for daily operations and future growth.
Release Equity & Refinance
Release capital from commercial property to support expansion, future investment opportunities, refinancing needs or other strategic plans.
Long-Term Funding Solutions
Secure property finance over a longer term, with repayments structured to support predictable cash flow and wider business or investment plans.
Commercial Mortgages FAQs
Find answers to common questions about funding commercial property, refinancing business premises and supporting property investment plans.
What is a commercial mortgage?
A commercial mortgage is a funding solution used to purchase, refinance or release equity from commercial property. Commercial mortgages can support owner-occupied premises, investment properties and a wide range of commercial real estate assets.
Who can apply for commercial property finance?
Commercial mortgages are available to businesses, property investors, limited companies, partnerships and other commercial borrowers. Eligibility will depend on factors such as the property type, borrowing requirements and the applicant's financial circumstances.
What types of commercial property can be financed?
Commercial mortgages can support a wide range of property types, including offices, retail premises, industrial units, warehouses, mixed-use properties, leisure facilities and other commercial real estate assets.
Can I use funding to buy an investment property?
Yes. Commercial investment mortgages are available for investors purchasing income-generating commercial properties. Funding can support both individual assets and wider commercial property portfolio growth strategies.
Can I refinance an existing business premises?
Yes. Commercial remortgages can be used to refinance existing borrowing, release equity, improve cashflow or raise capital for future business and property investment opportunities.
Can semi-commercial properties be funded?
Yes. Finance is available for many semi-commercial properties that combine residential and commercial elements, such as shops with flats above, mixed-use buildings and other hybrid property types.
How much can I borrow against a commercial property?
The amount available will depend on factors including the property's value, rental income where applicable, the borrower's financial position and the lender's specific criteria. Funding requirements are assessed on a case-by-case basis.
How do I apply for a commercial mortgage?
The process typically begins with a review of your funding requirements, property details and investment objectives. A commercial finance adviser can help identify suitable commercial mortgage solutions and guide you through the application process from enquiry to completion.
Funding solutions for your next commercial property opportunity.
From owner-occupied premises and investment properties to semi-commercial assets and portfolio growth, our team can help identify suitable funding options.
Proud NACFB Member
Proud member of the National Association of Commercial Finance Brokers (NACFB), supporting professional standards, transparency and best practice across the commercial finance industry.
