Invoice Finance
Invoice finance solutions for businesses seeking improved cashflow, working capital support and funding against outstanding invoices.
INVOICE FINANCE SOLUTIONS
Flexible funding solutions designed to improve cashflow.
Funding against unpaid invoices can help businesses access working capital more quickly, improving cashflow and giving them greater flexibility to support day-to-day operations and future growth.
Invoice Factoring
Releases cash from outstanding invoices, while providing support with sales ledger management and collections.
Selective Invoice Finance
Flexible funding against individual invoices, allowing businesses to access working capital where required without funding their entire sales ledger.
Invoice Discounting
Confidential funding facilities that allow businesses to access capital from their sales ledger while retaining control of customer relationships and collections.
Whole Ledger Finance
Provides access to working capital across an entire sales ledger to support ongoing cashflow requirements.
Confidential Invoice Finance
Structured facilities designed to operate discreetly while maintaining existing customer relationships and business processes.
Working Capital Solutions
Flexible funding designed to improve cashflow, support growth and provide additional financial headroom.
WHO WE SUPPORT
Working capital solutions for businesses across a wide range of sectors.
Funding support for businesses looking to improve cashflow, support expansion plans and access working capital tied up in unpaid invoices.
Supporting businesses managing longer payment terms, inventory requirements and ongoing operational costs.
Helping recruitment companies manage payroll commitments while waiting for customer invoices to be paid.
Funding solutions designed to support stock purchases, supplier payments and day-to-day trading activities.
Helping brokers, accountants and advisers support clients with specialist cashflow funding and working capital requirements.
WHY CHOOSE INVOICE FINANCE
Why Choose Working Capital Funding
Funding against unpaid invoices can help businesses unlock cash tied up in their sales ledger, providing greater financial flexibility and improved day-to-day cashflow.
Improve Cashflow
Access working capital from your sales ledger without waiting for customers to pay according to agreed terms.
Support Business Growth
Unlock funding to support expansion plans, recruitment, stock purchases and new business opportunities.
Maintain Day-to-Day Operations
Improve access to working capital and help manage ongoing operational costs, supplier payments and business expenses.
Flexible Funding Solutions
Funding can grow alongside your sales ledger, providing access to capital as your business develops.
Invoice Finance FAQs
Find answers to common questions about invoice-based funding, invoice factoring, invoice discounting and working capital solutions.
What is invoice finance?
Invoice finance is a funding solution that allows businesses to access cash tied up in unpaid customer invoices. Rather than waiting for customers to pay, businesses can unlock a percentage of the invoice value to improve cashflow and working capital.
How does funding against invoices work?
Once an invoice has been issued to a customer, a lender can provide access to a percentage of its value. The remaining balance, less any agreed fees, is typically released once the customer pays the invoice.
What is the difference between invoice factoring and invoice discounting?
Invoice factoring generally includes support with collections and sales ledger management, whereas invoice discounting allows businesses to retain control of customer relationships and credit control processes while accessing funding against outstanding invoices.
What types of businesses can use this type of funding?
Invoice finance can be suitable for a wide range of businesses, including manufacturers, wholesalers, distributors, recruitment companies, professional service firms and growing businesses that issue invoices to other businesses.
Can this funding help improve cashflow?
Yes. Invoice finance can provide access to working capital tied up in unpaid invoices, helping businesses manage operational costs, supplier payments, payroll commitments and growth opportunities more effectively.
Can invoice-based funding be confidential?
Some facilities, such as confidential invoice discounting, can operate without customers being aware that funding is being provided against outstanding invoices. The structure available will depend on the business and lender criteria.
How much funding can I access through unpaid invoices?
The amount available will depend on factors such as invoice values, debtor quality, trading history and lender criteria. Funding is typically linked to the value of eligible outstanding invoices.
How do I apply for working capital support?
The process usually begins with a review of your business, customer base, sales ledger and funding requirements. A specialist adviser can help identify suitable invoice finance solutions and guide the application through to completion.
Funding solutions to keep your business moving forward.
From invoice factoring and invoice discounting to flexible working capital solutions, our team can help identify funding options that support your business objectives.
Proud NACFB Member
Proud member of the National Association of Commercial Finance Brokers (NACFB), supporting professional standards, transparency and best practice across the commercial finance industry.
