Industry Insights

Enabling SMEs to Trade Efficiently

Bibby Financial Services supports SME trading with FX and funding solutions. Discover how brokers can help clients grow while managing risk.

Domestically and Internationally

Providing funding to enable SMEs to thrive and grow has been Bibby Financial Services (BFS) reason for being for over 40 years.  Perhaps less known is that we’ve been supporting cost effective international trade through our foreign exchange services for over a decade!

FX Risk: An Opportunity for Broker Value

One of the more complex areas of international trade for any business is managing foreign exchange risk. Over half of the 500 respondents in our recent survey stated they’d been negatively impacted by currency volatility in the past year. Our findings showed just 36% of those trading overseas use specialist FX providers.  Doing so is opportunity for businesses to reduce margin erosion and BFS working with you is opportunity to partner together to connect them with the solution that they need.

Combined FX and Invoice Finance Solutions for Greater Efficiency

Being able to combine an Invoice Finance facility with FX and pay overseas suppliers directly from the facility can create the efficiency and cost effectiveness that businesses need to support domestic and overseas trading. 

How Bibby Financial Services Supports Brokers and Their Clients

At Bibby Financial Services, we work closely with brokers to support SMEs with tailored, scalable solutions that meet both day-to-day and long-term needs. Our ability to provide multi-layered solutions can enhance the funding we are able to offer your clients.

Invoice Finance:

Unlocks cash tied up in unpaid invoices, providing access to funds within 24 hours. Flexible funding which grows as the business grows and avoids taking on additional debt.

Export Invoice Finance

Provides upfront payment of overseas invoices and supports clients with the complexity of international trading through access to export specialists.

Cashflow Advance and Cashflow Loans:

Can be used effectively alongside Invoice Finance to provide additional funding over and above the core facility.

Foreign Exchange:

Offers competitive rates and enables efficient international payments. Spot conversions support immediate needs, and we can offer market leading 0% Deposit Forward contract facilities  (vs market average 5-10%), which support business cashflow and help minimise the impact of future currency fluctuations.

Asset Finance:

Releases cash from existing assets or removes the need for significant upfront investment. Leasing, Hire Purchase and Refinancing options available.

Our national broker network plays a vital role in our continued success, with a significant amount of new business  originating through partner introductions.

To explore how we can support your clients and to download our international trade report, visit:
www.bibbyfinancialservices.com/partner/fiducia

About Bibby Financial Services

With over 40 years of experience, we understand that no two businesses are alike. Our national broker network plays a vital role in our continued success, with a significant amount of new business last year originating through broker introductions. To explore how we can support your clients, visit Bibby Financial Services


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Visit Bibby Financial Services


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About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance \’Appointed Representative\’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years\’ experience in commercial finance.

If you\’d like to discuss joining Fiducia Commercial Network or you\’d like to apply to become an Appointed Representative…


SPEAK TO OUR TEAM

 

To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.

For all media and marketing enquiries contact –  pr@fiduciagroup.co.uk 

Supporting commercial finance brokers

Access lender relationships, compliance support, industry expertise and professional development through a relationship-led network.

Fiducia Commercial Network team members and commercial finance professionals at an FCN broker event discussing industry insights and commercial finance opportunities.
JOIN FIDUCIA COMMERCIAL NETWORK

Grow Your Commercial Finance Business

Access lender relationships, compliance support, industry expertise and a network designed to help brokers succeed.

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Member Portal

The FCN AR Portal provides access to lender information, webinar recordings, marketing resources, compliance updates, network communications and practical business resources.

Designed to support brokers in their day-to-day activities, the portal helps keep key information and resources in one central location.

Document Management

Effective document management supports a smoother client journey and stronger record keeping. FCN members have access to Doc2, a document management solution designed to help organise and manage client documentation more efficiently.

A structured approach to document management supports consistency, organisation and operational efficiency.

Compliance Support

FCN provides practical compliance guidance, oversight and support to help brokers operate with confidence and maintain high standards.

Members benefit from ongoing assistance designed to support regulatory responsibilities, good customer outcomes and strong business practices.

Red Flag Alert

Red Flag Alert provides valuable business intelligence and due diligence tools that help brokers identify potential risks and gain greater insight into the businesses they work with.

The platform can assist with company information, risk indicators and background checks, helping brokers make more informed decisions before progressing a transaction.

CRM Software

Access CRM software solutions designed to help brokers manage enquiries, monitor pipeline activity and maintain stronger client relationships.

FCN members currently have access to Pipedrive CRM, helping brokers manage opportunities, communications and business development activity more efficiently.

Professional Indemnity Insurance

Access to professional indemnity insurance options designed to support commercial finance brokers and help protect your business.

Through FCN membership, brokers can benefit from practical support and access to cover suited to their role and regulatory responsibilities.

FCN Membership

Fiducia Commercial Network provides commercial finance brokers with access to specialist lenders, compliance support, technology solutions, operational infrastructure and a community of experienced professionals.

Membership is designed to help brokers build stronger businesses, place more deals and deliver better outcomes for clients.