October 20, 2025

Fiducia Autumn Networking Event

Thanks for joining us today!

Welcome to our speed-networking roundtable event, where you’ll hear directly from lenders, ask questions that matter to you, and make meaningful connections in small group discussions.

Commercial Owner Occupier
Commercial Investment
Business Loans
Invoice Finance
Growth Guarantee Scheme
Buy-To-Let
Holiday Let
HMO

Metro Bank provides real, human-focused banking for businesses, offering commercial loans, mortgages, and cashflow solutions. With a strong commitment to personal service and local decision-making, Metro Bank helps brokers deliver fast, flexible funding tailored to each client’s needs.

Key Contact

Kevin Higgins

Business Development Director

Market Financial Solutions is an award-winning lender operating in the residential, semi-commercial and commercial sectors to support individuals, limited companies, SPVs and offshore trusts. We offer a wide range of bespoke Bridging Finance and specialist Buy-To-Let Mortgage products, as well as our hybrid bridging-buy-to-let product called Bridge Fusion, to support new and returning brokers.

Our team of experts work around the clock to deliver a personalised service in a professional manner, and provide financial solutions that move with speed, security, and flexibility. We apply a bespoke approach to all our products, and every case receives a dedicated Underwriter who will work with you directly, from DIP to completion.

We often lend more than competitors, offering advanced affordability tools and support from our experienced sales team.

Our Product Guides:

Our Residential, Commercial & Semi-Commercial Buy-to-Let Mortgages offers borrowers:

£150k–£3m (£2m for commercial)
75% LTV
Ability to roll and defer interest, to boost loan size
Flexible terms and options for MUFBs, HMOs, holiday lets, and refurbishment

Our Bridging Finance Loans offers borrowers:

£100k–£50m
Up to 75% LTV (70% Commercial/Second Charge)
No exit fees
Solutions for complex and adverse cases

Additional Tools:

CPD Hub:

Visit our CPD Hub to increase your structured CPD hours by watching our training courses:

Complete Guides to…

You can download our educational guides to read on the go, and feel free to share with clients! They cover a wide range of topics, including:

Email: sales@mfsuk.com for more information

Harry Pleasance

Business Development Manager

Flexible Lending Approach

Every case manually underwritten for full flexibility
Varying fee options and bespoke pricing on loans over £3m
Complex structures and succession planning considered

Broad Lending Range

Loans from £100k up to £35m (cross-collateralisation available)
Up to 75% LTV, ICR from 125%
Capital raise for any legal purpose, including debt consolidation or business expansion

Wide Property & Tenant Types

HMOs (no max rooms) and MUFBs (no max units)
Student accommodation (PBSA), serviced accommodation, and short-term lets (no max units)
Flats over commercial and semi-commercial properties (typically ≤50% commercial value)

Inclusive Borrower Options

EX Pats, Foreign Nationals (including FTL), First-Time Buyers & Landlords
No max age – flexible on succession planning

Specialist Scenarios

Light refurb term loans (valuer confirmed, 3-month service)
Support for experienced borrowers with vulnerable or asylum-seeker tenants (Mears, Serco, Clearsprings)

Hampshire Trust Bank specialises in property finance, development funding, and specialist buy-to-let. Working closely with brokers, HTB delivers pragmatic, relationship-driven lending with a focus on speed, flexibility, and tailored support for professional investors and developers.

Joseph Lethbridge

Business Development Manager - Construction

Asset Finance

In Asset finance we can assist with new or used asset purchases, refinancing (if a customer is looking to release capital) or sale&HP back. We can offer finance on most assets for terms from 24 months to 84 months and balances in excess of £20,000 (hard) or £30,000 (medium and soft), paying brokers up to 5% commission on the balance to finance!!

Customers can borrow 100% of the asset sale price, we generally require a VAT deposit but can also offer up to a 3 month VAT defer.

Quick decision turn around times and equally as quick pay outs. We generate eDocs for the customer to eSign chasing them up where necessary whilst keeping you up to date.

How to distinguish an Allica Customer

SME only (including all shareholders and UBO)
Established business trading in excess of 3 years,
Profitable
Clean credit history.

Where necessary we will request a personal guarantee and we also have access to the government’s backed Growth Guarantee Scheme (GGS).

Item #3

Allica is a bank built especially for established businesses with between 5 and 250 employees. These businesses make up a third of UK employment and turnover, yet the service they get from the big banks is increasingly impersonal, inconvenient, and poor value. We don’t think that’s right.

Allica Bank is on a mission to give established businesses the no-nonsense banking they deserve. We offer the kind of face-to-face banking that businesses used to get, supercharged with modern technology. It’s how business banking used to be, just better.

Dan Orbell

Central Business Development Manager

Brandon Hall

Head of Sales - Broker Asset Finance

Reward is the original alternative finance provider. We offer high-performance, asset-secured funding for SMEs and property developers, combining our seasoned expertise, data and instinct with a rounded view of your clients’ goals. With this, we unlock the decisiveness, flexibility and finance your clients’ need, so they’re ready to strike when opportunity calls.

Mark Swindell

Business Development Director

Avamore Capital stands at the intersection of traditional lending and innovative property finance. As a specialist lender in Development, Refurbishment, Part-Complete Development and Bridging finance, we empower property professionals with trust, forward-thinking and tailored funding solutions. By combining expertise and a customer-centric mindset, we deliver innovative lending options that address the unique challenges of each project.

Key USPs & Product Criteria

Loan size: £250k – £10m
LTV: Up to 75% LTGDV / 90% LTC
Rates: From 0.85% p.m. (product-dependent)
Geography: England & Wales
Timescales: Indicative terms within 24 hours; completions in as little as 5–10 working days
Products: Development, Refurbishment, Part-Completed Development and Bridging

Ideal Customer Profile & Typical Use Cases

Experienced property developers or investors
Residential or mixed-use schemes (light/heavy refurb, conversions, new build)
Borrowers needing flexibility on structure, speed or part-completed projects
First time developers and contractors, including JV structures

Aidan Lesslie

South East & East Anglia - Internal Relationship Manager

George Poole

Midlands & North - Internal Relationship Manager

George Ormerod

South & South West- Internal Relationship Manager

General Enquires

Resources

Website- www.avamorecapital.com
Broker Portal – https://aclcavendish.com

eCovers provides bespoke insurance solutions for commercial property, development, and business risks. Working directly with brokers, eCovers delivers tailored cover and responsive service to ensure clients are fully protected at every stage of their project.

Matthew Cheesman

Partnerships Manager

Claudiu Popescu

Fix My Legals connects brokers and clients with specialist conveyancing solicitors to streamline the legal process for property transactions. Their platform simplifies case management, reduces delays, and helps ensure deals complete efficiently and with minimal stress.

Kendal Wood

Strategic Growth and Strategy Manager

Doc2 enables brokers and businesses to create, send, and e-sign professional documents in minutes. With FCA-compliant templates and smart automation, Doc2 makes onboarding, agreements, and compliance paperwork faster, safer, and more efficient.

Richard Tack

Head of Sales