International Investors Look to Limited Company Buy-To-Lets

Limited companies remain the structure of choice for many landlords, and overseas investors are no exception. Recent analysis shows that around a fifth of new buy-to-let companies are set up by foreign nationals to invest in the market.

Corporate structures and tax benefits

Corporate structures allow landlords to offset mortgage interest in full, which often makes them particularly attractive for higher-rate taxpayers and non-residents. Even with the additional 5% stamp duty surcharge on second homes and the 2% levy for overseas buyers, a limited company structure can help international clients achieve higher yields.

Why the UK holds such appeal to overseas investors

Many overseas investors are drawn to the UK because it can offer stability and well-established legal protections for property owners. Combine this with strong rental demand and yields that outpace many countries in Europe, including France, Spain and Germany, and the UK remains a standout long-term option.

Supporting these clients, however, comes with added complexity. From tax considerations to conveyancing, international cases require an understanding of how each case may differ.

Simplifying international lending with Molo

Molo has built an international lending proposition in support of our broker partners specialising in working with non-UK residents and expats. Our buy-to-let solutions give overseas clients an accessible way to access the UK market’s assets, backed by clear criteria and dedicated BDM support. For our registered broker partners, it means being able to place complex cases with increased confidence and deliver the right outcomes for clients.

As the market head into the busy final quarter of the year, brokers working with international clients have a clear opportunity. Specialist demand needs specialist solutions that give your clients confidence to invest and build new opportunities for you at the same time.