Nomo sees rising SPV use among international property investors

At Nomo, we’re continuing to see strong demand from Gulf Cooperation Council (GCC)[1] residents investing in UK residential property. Our latest report, drawing on insights from Rightmove and our broker network, explores how Gulf buyer behaviour is changing into 2026, and highlights a clear shift towards the use of limited companies such as Special Purpose Vehicles (SPVs).

Published in The Evolving Gulf Buyer: Why GCC Demand for UK Homes is Becoming More Strategic[2], the research shows that GCC buyers remain firmly drawn to the UK market. Brokers highlighted the UK’s long-standing political stability and transparent legal framework, which have continued to underpin confidence and have helped to sustain consistent levels of GCC investment across the residential sector.

Brokers noted that while buy-to-let has long been the preferred route for GCC residents investing in UK property, 2025 marked a turning point in how these investments are being structured. Buyers are now completing a growing proportion of purchases through SPVs, reflecting a more professional and planned approach to UK property investment.

For many GCC residents, this shift is being driven by a greater focus on tax efficiency and governance. Purchasing through a limited company structure can support clearer estate planning, help establish a stronger UK financial footprint and streamline due diligence. It can also build credibility with UK property finance providers.

To support Gulf residents to capitalise on this shift, we have launched our new Portfolio Landlords product. This Sharia’a-compliant, digital-first solution is designed for landlords with between four and ten mortgaged properties and is available to both SPVs and individual investors.

This product is just one of the ways Nomo continues to support GCC residents without a UK credit footprint looking to invest in UK residential property in 2026 and beyond.

[1] The six GCC countries are Saudi Arabia, Kuwait, the United Arab Emirates, Qatar, Bahrain, and Oman.

[2] nomo-the-evolving-gulf-buyer-jan-2026.pdf

The Nomo Portfolio Landlords Offer

• Financing of up to £2 million per property.
• Fixed profit rates: 2-year and 5-year terms.
• Up to 75% Finance-to-value (FTV).

For more information visit Nomo Bank for Intermediaries

Important Information

[Disclaimer: T&C’s apply. Only available for properties in England and Wales. Nomo accounts are not currently available to UK residents. Your property may be at risk if you do not keep up the payments on your Nomo property. Nomo by Bank of London and The Middle East plc (“BLME”) is a trading name of BLME. BLME is registered in England and Wales (no. 05897786), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. BLME’s Financial Services Register number is 464292 and registered office is at 20 Churchill Place, Canary Wharf, London E14 5HJ, United Kingdom.]

[1] The six GCC countries are Saudi Arabia, Kuwait, the United Arab Emirates, Qatar, Bahrain, and Oman.

[1] nomo-the-evolving-gulf-buyer-jan-2026.pdf

About Nomo

Nomo is the world’s first Sharia’a compliant cross-border bank, built for customers in the GCC who want an international banking experience. Our property finance offering was launched in 2023 for GCC customers looking to invest and safeguard their wealth in British bricks and mortar.

Nomo Property Finance was created to fill a gap in the market for GCC residents wanting to gain a foothold in the UK’s residential property market. Nomo offers residential and buy-to-let finance products to help GCC residents buy or refinance a home in the UK, whilst adhering to Sharia’a finance principles.

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