The ‘Clearer Alternative’

By Simon Carter, Joint Head of Investec Working Capital Solutions

SMEs, the backbone of the UK economy, often find themselves underserved by traditional clearing banks. Increasingly, these businesses are turning away from the high street towards independent finance providers. Investec offers a refreshing alternative, delivering invoice finance solutions that go beyond the ordinary.

Unlocking growth through Invoice Finance

For ambitious, growing businesses, invoice finance provides a dynamic working capital solution that outperforms traditional bank loans or overdrafts:

• Converts unpaid invoices into immediate working capital
• Releases up to 90% against sales invoice values
• Scales automatically with sales, unlike bank finance which typically requires continual renegotiation
• Confidential invoice discounting allows businesses to maintain control over customer relationships

Never Settle for Ordinary

Our innovative approach combines personalised service with cutting-edge technology, ensuring businesses have the proactive support they need to thrive. At Investec, we believe SMEs should never settle for ordinary – and our clients agree:

Personalised and proactive approach: “If you go with a high street bank, their account managers are dealing with 400 to 500 people but with Investec, that ratio is limited to 30. That makes for a first-class experience.” – Carl Moore, 7FC LLP

Access to decision-makers: “The biggest difference of working with Investec, when compared to other banks that we’ve dealt with in the past, is that we can speak directly with the decision-makers involved in putting the deal together.” – Kieran Hickey, Owner, Basic Thinking Limited

Structured term and revolving loans: “For us, the unique part of the Investec offering is the revolving loan facility, which we can use tactically as and when needed.” – Roger Davies, MD, W G Davies

Smooth transition and flexibility: “Investec was able to offer a smooth transition from our existing funder without any headaches and we’ve found them to be a lot more flexible in respect of their funding limits.” – Laurence Holder, CEO, SBZ Corporation Ltd

Intelligent Cashflow platform: “The smart integration with Xero gives us a very clear picture of precisely where we are in terms of real-time availability and payments, which means far less stress.” – Ed Robbins, MD, Fresh Start in Education Ltd

As John Rabot, General Manager of Prima 7 Ltd, puts it, “There’s a lot more to Investec beyond the provision of money and that’s what attracted us to them most.”

Discover how we’re different. For a funding partner that puts you and your clients first, contact Investec’s Josh Owens on 020 7597 5936 / 07464 542806

About Investec Working Capital Solutions

Owner-managed businesses deserve exceptional working capital support. Investec’s Intelligent Cashflow platform is the ‘Clearer Alternative’, offering a distinctive service that sets us apart from the high street banks.

We understand owner-managed businesses, offering dedicated local managers empowered to make swift decisions. Our personalised, proactive approach includes tailored invoice finance, structured term loans, and revolving loans to fuel growth. As part of the Investec banking group, we provide access to a wide range of additional services, enhancing the customer experience.

About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance \’Appointed Representative\’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years\’ experience in commercial finance.

If you\’d like to discuss joining Fiducia Commercial Network or you\’d like to apply to become an Appointed Representative…

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