Industry Insights

How Property Plus helps you place more complex buy to let cases

Foundation explains how Property Plus can help brokers place more complex buy-to-let cases with greater flexibility.

At Foundation, we’ve relaunched and enhanced our Property Plus proposition to improve your experience and reduce your costs when placing complex buy to let cases.

Property Plus is built to support properties that often fall outside standard lending criteria, including flats above commercial premises, investor-led properties and short-term lets. These property types can offer strong yields and portfolio diversification opportunities, but they’re often harder to place through mainstream lending routes. That’s where our property plus comes in.

Alongside Property Plus, we offer Short Term Let Plus which provides similar property flexibility for landlords who are operating in the growing short-term let market, where property type or location can sometimes make securing finance more complex – even when demand and investment potential are strong.

The refreshed Property Plus range includes:

  • S2 2-year fixed at 6.39%, 75% LTV with a 2% fee
  • S2 5-year fixed at 6.49%, 75% LTV with a 2% fee
  • S2 5-year fixed Limited Edition at 6.59%, 75% LTV with a 1% fee, free valuation and no application fee

The new Limited-Edition option is designed to reduce upfront costs with a free valuation and no application fee, helping your landlord clients keep more capital available for investment.

We’ve worked closely with Connells and E.surv to help reduce costs for your landlords clients and to bring more certainty to specialist valuations. This relaunch marks one of our most significant buy to let updates this year. We’ve broadened the range, introduced new options in key areas of demand and reduced rates. Ultimately, it’s about giving you the flexibility and support to place more complex cases successfully.

Speak to us today to see how our Property Plus range can support your next complex case – and make mortgages happen.

About Foundation

Foundation makes mortgages happen, by offering manually underwritten residential and buy to let mortgage criteria for borrowers with more complex needs. Foundation and Foundation Lending are trading styles of Paratus AMC, an intermediary-only specialist lender and mortgage servicer. The rebrand to ‘Foundation’ was rolled out across all communications, digital platforms, and collateral starting January 2026.

Supporting commercial finance brokers

Access lender relationships, compliance support, industry expertise and professional development through a relationship-led network.

Fiducia Commercial Network team members and commercial finance professionals at an FCN broker event discussing industry insights and commercial finance opportunities.
JOIN FIDUCIA COMMERCIAL NETWORK

Grow Your Commercial Finance Business

Access lender relationships, compliance support, industry expertise and a network designed to help brokers succeed.

Scroll to Top
Member Portal

The FCN AR Portal provides access to lender information, webinar recordings, marketing resources, compliance updates, network communications and practical business resources.

Designed to support brokers in their day-to-day activities, the portal helps keep key information and resources in one central location.

Document Management

Effective document management supports a smoother client journey and stronger record keeping. FCN members have access to Doc2, a document management solution designed to help organise and manage client documentation more efficiently.

A structured approach to document management supports consistency, organisation and operational efficiency.

Compliance Support

FCN provides practical compliance guidance, oversight and support to help brokers operate with confidence and maintain high standards.

Members benefit from ongoing assistance designed to support regulatory responsibilities, good customer outcomes and strong business practices.

Red Flag Alert

Red Flag Alert provides valuable business intelligence and due diligence tools that help brokers identify potential risks and gain greater insight into the businesses they work with.

The platform can assist with company information, risk indicators and background checks, helping brokers make more informed decisions before progressing a transaction.

CRM Software

Access CRM software solutions designed to help brokers manage enquiries, monitor pipeline activity and maintain stronger client relationships.

FCN members currently have access to Pipedrive CRM, helping brokers manage opportunities, communications and business development activity more efficiently.

Professional Indemnity Insurance

Access to professional indemnity insurance options designed to support commercial finance brokers and help protect your business.

Through FCN membership, brokers can benefit from practical support and access to cover suited to their role and regulatory responsibilities.

FCN Membership

Fiducia Commercial Network provides commercial finance brokers with access to specialist lenders, compliance support, technology solutions, operational infrastructure and a community of experienced professionals.

Membership is designed to help brokers build stronger businesses, place more deals and deliver better outcomes for clients.