At Foundation, we’ve relaunched and enhanced our Property Plus proposition to improve your experience and reduce your costs when placing complex buy to let cases.
Property Plus is built to support properties that often fall outside standard lending criteria, including flats above commercial premises, investor-led properties and short-term lets. These property types can offer strong yields and portfolio diversification opportunities, but they’re often harder to place through mainstream lending routes. That’s where our property plus comes in.
Alongside Property Plus, we offer Short Term Let Plus which provides similar property flexibility for landlords who are operating in the growing short-term let market, where property type or location can sometimes make securing finance more complex – even when demand and investment potential are strong.
The refreshed Property Plus range includes:
- S2 2-year fixed at 6.39%, 75% LTV with a 2% fee
- S2 5-year fixed at 6.49%, 75% LTV with a 2% fee
- S2 5-year fixed Limited Edition at 6.59%, 75% LTV with a 1% fee, free valuation and no application fee
The new Limited-Edition option is designed to reduce upfront costs with a free valuation and no application fee, helping your landlord clients keep more capital available for investment.
We’ve worked closely with Connells and E.surv to help reduce costs for your landlords clients and to bring more certainty to specialist valuations. This relaunch marks one of our most significant buy to let updates this year. We’ve broadened the range, introduced new options in key areas of demand and reduced rates. Ultimately, it’s about giving you the flexibility and support to place more complex cases successfully.
Speak to us today to see how our Property Plus range can support your next complex case – and make mortgages happen
About Foundation
Foundation makes mortgages happen, by offering manually underwritten residential and buy to let mortgage criteria for borrowers with more complex needs. Foundation and Foundation Lending are trading styles of Paratus AMC, an intermediary-only specialist lender and mortgage servicer. The rebrand to \’Foundation\’ was rolled out across all communications, digital platforms, and collateral starting January 2026.
![\"\"](\"https://fiducianetwork.co.uk/wp-content/uploads/2026/01/Foundation-Home-Loans-ULP-2.png\")
![\"Fiducia](\"https://fiducianetwork.co.uk/wp-content/uploads/2024/02/Untitled-design.png\")
About Fiducia Commercial Network
Fiducia Commercial Network is a commercial finance \’Appointed Representative\’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.
Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.
The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years\’ experience in commercial finance.
If you\’d like to discuss joining Fiducia Commercial Network or you\’d like to apply to become an Appointed Representative…
To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.
For all media and marketing enquiries contact – pr@fiduciagroup.co.uk
