How Property Plus helps you place more complex buy to let cases

At Foundation, we’ve relaunched and enhanced our Property Plus proposition to improve your experience and reduce your costs when placing complex buy to let cases.

Property Plus is built to support properties that often fall outside standard lending criteria, including flats above commercial premises, investor-led properties and short-term lets. These property types can offer strong yields and portfolio diversification opportunities, but they’re often harder to place through mainstream lending routes. That’s where our property plus comes in.

Alongside Property Plus, we offer Short Term Let Plus which provides similar property flexibility for landlords who are operating in the growing short-term let market, where property type or location can sometimes make securing finance more complex – even when demand and investment potential are strong.

The refreshed Property Plus range includes:

• S2 2-year fixed at 6.39%, 75% LTV with a 2% fee
• S2 5-year fixed at 6.49%, 75% LTV with a 2% fee
• S2 5-year fixed Limited Edition at 6.59%, 75% LTV with a 1% fee, free valuation and no application fee

The new Limited-Edition option is designed to reduce upfront costs with a free valuation and no application fee, helping your landlord clients keep more capital available for investment.

We’ve worked closely with Connells and E.surv to help reduce costs for your landlords clients and to bring more certainty to specialist valuations. This relaunch marks one of our most significant buy to let updates this year. We’ve broadened the range, introduced new options in key areas of demand and reduced rates. Ultimately, it’s about giving you the flexibility and support to place more complex cases successfully.

Speak to us today to see how our Property Plus range can support your next complex case – and make mortgages happen