From Setbacks to Solutions

The specialist market needs to prove why it’s ready to support property investors with adverse credit issues. Where they’re turned away on the high street, it’s up to us to show why we pride ourselves on flexibility, and adaptability.

Borrowers across the spectrum are struggling against a difficult financial environment. A recent Specialist Lending Study revealed 8.38m people In the UK have experienced adverse credit in the last 3 years or so. This is the highest level seen since they launched their regular study.

Specifically, as borrowers face financial pressures, business difficulties, ill health, and similar challenges, these have led to missed payments, CCJs, defaults, and other setbacks — exactly the kinds of issues that can threaten growth and prosperity.

Property investors with these kinds of challenges in their backgrounds are unlikely to get the funding they need from high street banks and mainstream lenders. With many lenders being hesitant to support these kinds of borrowers, it’s up to specialist providers to step in and offer solutions.

Fortunately, we’re ready to do just that at Market Financial Solutions. Across our bridging and bespoke BTL range, we’re happy to hear from those with less-than-ideal credit backgrounds.

So long as it works for their circumstances, and the underlying adverse credit issues are cleared/discharged prior to completion, we can provide tailored financial solutions for previously financially troubled borrowers.

Our teams of BDMs and underwriters are adept at finding solutions for CCJs, missed mortgage payments, IVAs, defaults, and more. We understand it’s been a difficult few years. Those who are afflicted by these kinds of issues do not, and should not be defined by them.

To get back on the right track, they just need a bit of support and understanding. We can provide that at Market Financial Solutions, with BDMs who are spread across England and Wales, underwriting from day one of an enquiry, and institutional funding lines behind us.