Industry Insights

From Setbacks to Solutions

Adverse credit does not need to stop property investment. Market Financial Solutions provide bridging and BTL finance to help borrowers move forward.

Supporting Those with Adverse Credit

The specialist market needs to prove why it’s ready to support property investors with adverse credit issues. Where they’re turned away on the high street, it’s up to us to show why we pride ourselves on flexibility, and adaptability.

Borrowers across the spectrum are struggling against a difficult financial environment. A recent Specialist Lending Study revealed 8.38m people In the UK have experienced adverse credit in the last 3 years or so. This is the highest level seen since they launched their regular study.

Specifically, as borrowers face financial pressures, business difficulties, ill health, and similar challenges, these have led to missed payments, CCJs, defaults, and other setbacks — exactly the kinds of issues that can threaten growth and prosperity.

Property investors with these kinds of challenges in their backgrounds are unlikely to get the funding they need from high street banks and mainstream lenders. With many lenders being hesitant to support these kinds of borrowers, it’s up to specialist providers to step in and offer solutions.

Fortunately, we’re ready to do just that at Market Financial Solutions. Across our bridging and bespoke BTL range, we’re happy to hear from those with less-than-ideal credit backgrounds.

So long as it works for their circumstances, and the underlying adverse credit issues are cleared/discharged prior to completion, we can provide tailored financial solutions for previously financially troubled borrowers.

Our teams of BDMs and underwriters are adept at finding solutions for CCJs, missed mortgage payments, IVAs, defaults, and more. We understand it’s been a difficult few years. Those who are afflicted by these kinds of issues do not, and should not be defined by them.

To get back on the right track, they just need a bit of support and understanding. We can provide that at Market Financial Solutions, with BDMs who are spread across England and Wales, underwriting from day one of an enquiry, and institutional funding lines behind us.

About Market Financial Solutions

Market Financial Solutions was founded in 2006 to provide flexible bridging finance to property investors. Our products are available to private individuals and commercial borrowers, and every deal is underwritten from day one.

Launching bespoke BTL mortgages in 2022, Market Financial Solutions brought bridging-like speed and flexibility to the rental market, and it continues to innovate and serve property investors of all backgrounds.


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About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance \’Appointed Representative\’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years\’ experience in commercial finance.

If you\’d like to discuss joining Fiducia Commercial Network or you\’d like to apply to become an Appointed Representative…


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To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.

For all media and marketing enquiries contact –  pr@fiduciagroup.co.uk 

About Fiducia Commercial Network

Fiducia Commercial Network supports commercial finance brokers with lender access, compliance support, industry expertise and professional development. Members benefit from a relationship-led network designed to help brokers grow their businesses and deliver better outcomes for clients.

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