What to Expect From Our 75% Net Product

Hear from our Head of Sales, Kim Parker

For refurbishment projects, cashflow is crucial. Our 75% Net product provides upfront funds to purchase and start work immediately, with ongoing forward funding throughout the loan term, ensuring borrowers can move quickly and complete their projects with confidence.

Why this loan stands out?

1. Immediate access to refurbishment funds

A key advantage is how quickly funds are released. Refurbishment funds are made available as soon as the monitoring agent’s report is received, often within 24 hours, giving borrowers the ability to act fast and avoid unnecessary delays.

2. Forward-funded for better cashflow

In other words, any works the borrower plans to do will be paid in advance or during the project, rather than being reimbursed after completion, and this funding will continue throughout the duration of the loan. Whereas with other bridging loan options available, the borrower pays for the works upfront and we pay out in drawdowns.

Deciding whether forward funding is the best option depends entirely on the borrower’s situation, and the type of project. For example, when the borrower doesn\’t have enough upfront capital to fund the works themselves, or the borrower needs quick access to capital to keep the project moving, it might be more suitable to opt for a forward funding option.  

3. A host of key features available

From instant valuations and dual representation to full title insurance, our 75% Net product has various key feature available to help borrowers move quickly and confidently onto their next project.

4. Flexibility across project types

Whether it’s a minor refurbishment or a large-scale project, this product is built to all residential refurbishment cases. With loans from £100k to £5m and up to 100% of build costs funded, it’s suited to both first-time investors and borrowers with extensive portfolios.

When it comes to financing refurbishment projects, how funds are released can make a big difference. Here at Hope Capital, we’ve been supporting borrowers with flexible bridging finance solutions for over 14 years, tailoring our approach to meet the unique needs of each client.

About Hope Capital

Hope Capital is a specialist short-term lender with over 14 years’ experience supporting brokers and their clients with flexible bridging finance. Known for speed, transparency, and a pragmatic approach, Hope Capital provides tailored solutions for refurbishment, residential, and commercial projects, with loans from £100k to £5m. Their innovative products – including forward-funded refurbishment finance – are designed to help brokers deliver fast, reliable funding for a wide range of client needs.

Visit Hope Capital

About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance \’Appointed Representative\’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years\’ experience in commercial finance.

If you\’d like to discuss joining Fiducia Commercial Network or you\’d like to apply to become an Appointed Representative…

SPEAK TO OUR TEAM

To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.

For all media and marketing enquiries contact –  pr@fiduciagroup.co.uk