Regulatory Confidence for ARs
Your Compliance, Our Priority
At Fiducia Commercial Network, compliance isn’t just a requirement – it’s our top priority. Our dedicated team works relentlessly to ensure all members of our Appointed Representative (AR) Network operate within a transparent and trustworthy environment.
Why Compliance Matters
Compliance is essential in commercial finance brokering. It safeguards ARs and their clients, upholds ethical standards, mitigates risk, and ensures adherence to regulatory requirements. By maintaining high compliance standards, we help our ARs build a strong professional reputation while fostering client trust.
Compliance Principles for Business
The Financial Conduct Authority (FCA) oversees the regulation of retail financial markets under the Financial Services and Markets Act 2000 (FSMA 2000). As an AR of Fiducia Commercial Network, members operate under our FCA authorisation, governed by a legally binding contract. This arrangement ensures ARs have the regulatory framework and support needed to operate confidently and compliantly. By adhering to our network procedures, ARs align with the FCA’s Principles for Business and its Fair Treatment of Customers, reinforcing transparency and accountability across all broker-client interactions.
How Compliance Protects Our Network and ARs
We have robust compliance procedures in place to ensure ARs can operate with confidence, knowing they have the necessary guidance, oversight, and support to remain fully compliant.
Our rigorous approach not only safeguards ARs from regulatory risks but also enhances their ability to provide clients with a secure and professional service. By implementing structured compliance checks and ongoing monitoring, we create a transparent and trustworthy environment where ARs can thrive.
Our key compliance safeguards include:
100% File Checks
Lender Due Diligence
Training & Competency Scheme
Annual Audits
Fitness & Propriety Assessments
Client Due Diligence
AR Onboarding & Monitoring
Financial Promotions
Complaint Handing & Root Cause Analysis
Compliance is at the HEART of what we do
Everything you need, All in one Place
Why Choose Fiducia for Compliance Support?
Fiducia Commercial Network has an outstanding track record in compliance. With a rigorous 100% file-check process, ARs benefit from a regulatory framework that allows them to focus on growing their business while maintaining full compliance.
By joining Fiducia, ARs gain peace of mind, knowing they are backed by an expert compliance team dedicated to protecting their business and reputation.
Expert Compliance Support
Our compliance team is led by former NAFCB Compliance Manager, Erica Meredith, who works around the clock to ensure ARs remain protected. Upon joining our network, ARs receive comprehensive support, including access to the AR Handbook via the Customer Portal. This essential resource provides clear guidance on regulatory responsibilities, ensuring compliance with both our internal procedures and Financial Conduct Authority (FCA) requirements.
ARs also benefit from comprehensive customer documentation, including detailed process guides to ensure all deals are regulated correctly. Additionally, our processes and guidance are easily accessible via the ARPortal, ensuring ARs have the support and resources needed to navigate compliance requirements effectively.