Fiducia Commercial blog image by MFS

Flexible, bespoke BTL mortgage solutions for a recovering market

Buy-to-let continues to be called into question. Is it worth it? Is it profitable? Is it dead?

These questions are understandable. The last few years have been hard on landlords. But, numbers don’t lie, and there is evidence that the market is in better shape than many would expect.

Average UK private rents rose by 8.9% in the 12 months to April 2024, according to the ONS. Correspondingly, average gross yields rose to 6.1% in the opening months of 2024, the highest level seen since mid-2018.

Looking forward

Looking ahead, the outlook also looks promising. Many landlords plan to expand over the coming 12 months, and with the Renters Reform Bill shelved, budding investors will likely move forward with more confidence.

With demand set to ramp up, expanding landlords will want to work with lenders who understand that the last few months have taken their toll, but better days are on their way. That’s where MFS comes into play.

MFS Logo

Our specialist BTL mortgages are designed from the ground up to accommodate the real economy. We’re there for landlords who may have been turned away from the high street for not having an ideal financial background.

We have various tools at our disposal to deliver funding for a range of borrowers and circumstances. In maximising our client’s affordability, we do not stress test their background portfolios, and we can leverage existing assets where necessary. We have multiple repayment options available to suit our borrower’s needs, and a flexible approach to expats and foreign nationals.

So long as an investor’s plans make sense, and they have a solid exit strategy at the ready, we will endeavour to deliver fast, tailored BTL funding. 

Click here to visit Market Financial Solutions to find out more

Market Financial Solutions (MFS)

Market Financial Solutions was founded in 2006 to provide flexible bridging finance to property investors. Our products are available to private individuals and commercial borrowers, and every deal is underwritten from day one.

Launching bespoke BTL mortgages in 2022, MFS brought bridging-like speed and flexibility to the rental market, and it continues to innovate and serve property investors of all backgrounds.

About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance ‘Appointed Representative’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years’ experience in commercial finance.

If you’d like to discuss joining Fiducia Commercial Network or you’d like to apply to become an Appointed Representative…

 

To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.

For all media and marketing enquiries contact –  pr@fiduciagroup.co.uk