February 28, 2025

Unlocking Growth: How Alternative Funding Solutions Empower SMEs

The Business Funding Challenge

Cash flow constraints and limited access to traditional bank loans often hinder SME expansion. Lengthy application processes, rigid credit requirements, and the need for collateral make conventional financing unfeasible for many businesses. In today’s fast-moving economy, businesses require quick, adaptable solutions to seize opportunities and navigate financial hurdles effectively.
Supporting SMEs with Revenue-Based Finance

At YouLend, we provide brokers with an alternative funding solution designed to support businesses in overcoming these challenges. Our revenue-based financing model offers:

✔ Speed – Businesses can access funds within 24-48 hours

✔ Flexibility – Repayments are tied to revenue, ensuring affordability

✔  No Fixed Collateral Requirements – Making funding more accessible to SMEs

✔ Growth Potential – Funding amounts range from £5,000 to £1 million

✔ Scalability – Top-ups available after 60% repayment

Simple Criteria – Easy Access to Funding

Unlike traditional lenders, obtaining a YouLend facility is simple. If a business meets the following criteria, they could be eligible:

– £5,000+ in monthly sales
– Trading for 3+ months – (actively trading)
– Sales through cards or online platforms – We support businesses with card revenue, online sales, and food delivery platform transactions.
– All legal entities welcome

How can a YouLend facility be used?

A YouLend facility can be used for virtually anything, giving businesses the flexibility to invest where it’s needed most.

🔹 Expand Your Business – Open new locations or enter new markets.

🔹 Improve Cash Flow – Reduce stress with automated repayments that adapt to sales.

🔹 Hire New Staff – Scale teams to handle more customers and increase revenue.

🔹 VAT Bill – Deal with unexpected costs that arise

Strong Backing & High Lending Appetite

With robust funding lines from J.P. Morgan, our appetite to lend is stronger than ever, ensuring that businesses across the UK and Europe have access to the capital they need to grow. Whether they are scaling operations, stabilizing cash flow, or seizing new opportunities, now is the time to unlock funding and fuel business success!

About YouLend

Founded in 2017, YouLend is the leading global embedded financing platform offering Merchant Cash Advance – flexible financing, repayable in proportion to the daily sales. We operate across 9+ markets in the UK, EU, and US. Through our partners, we help SME businesses grow.

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About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance ‘Appointed Representative’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years’ experience in commercial finance.

If you’d like to discuss joining Fiducia Commercial Network or you’d like to apply to become an Appointed Representative…

SPEAK TO OUR TEAM

 

To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.

For all media and marketing enquiries contact –  pr@fiduciagroup.co.uk