What to Expect From Our 75% Net Product

1. Immediate access to refurbishment funds

A key advantage is how quickly funds are released. Refurbishment funds are made available as soon as the monitoring agent’s report is received, often within 24 hours, giving borrowers the ability to act fast and avoid unnecessary delays.

2. Forward-funded for better cashflow

In other words, any works the borrower plans to do will be paid in advance or during the project, rather than being reimbursed after completion, and this funding will continue throughout the duration of the loan. Whereas with other bridging loan options available, the borrower pays for the works upfront and we pay out in drawdowns.

Deciding whether forward funding is the best option depends entirely on the borrower’s situation, and the type of project. For example, when the borrower doesn’t have enough upfront capital to fund the works themselves, or the borrower needs quick access to capital to keep the project moving, it might be more suitable to opt for a forward funding option.  

3. A host of key features available

From instant valuations and dual representation to full title insurance, our 75% Net product has various key feature available to help borrowers move quickly and confidently onto their next project.

4. Flexibility across project types

Whether it’s a minor refurbishment or a large-scale project, this product is built to all residential refurbishment cases. With loans from £100k to £5m and up to 100% of build costs funded, it’s suited to both first-time investors and borrowers with extensive portfolios.