Residential Investment property on a commercial finance network, blog image
July 2, 2024

Residential Investment Property on a Commercial Finance Network

Residential Investment Property on a Commercial Finance Network, or you can call it buy-to-let!

As commercial finance brokers, the client’s purpose drives what we can fund. If that purpose is commercial, then we can normally support the case in Buy-to-Let properties. 

We can arrange lending to:

  • Individuals
  • A limited company referred to as a “Special Purpose Vehicle” (SPV)
  • A trading business
  • Trust or Self-Investment Pension
  • Ex-Pats or Foreign Nationals
  • Portfolio landlords
  • Ages 21 for primary applicant at application – to age 95 at the end of an agreed mortgage term
  • Experienced and first-time BTL landlords

Including in the following situations:

  • Adverse credit considered on a case-by-case basis
  • Standard ‘Assured Shorthold Tenancies’ (ASTs)
  • Supported Living scenarios
  • Corporate Lets
  • Local Authority / Home Office longer-term leases
  • Day One Re-Mortgages

We can arrange lending on:

  • Houses, flats, studios, maisonettes and bungalows
  • Ex-local authority
  • Freehold or leasehold
  • HMOs – of all sizes
  • Multi-Unit Freehold Block (MUFB) – of all sizes
  • Holiday Lets and Short Term Let accommodation
  • Student Accommodation
  • New Builds and Refurbs / Conversions

And those lists may not be exhaustive!

There are some FCA rules that we work with, ensuring that we don’t try to support regulated residential properties – for example, the client’s former home or a property they / close family intend to live in. Our experienced Compliance team is on hand to answer our network members’ questions.

 

Fiducia Network Logo
About Fiducia Commercial Network

Fiducia Commercial Network is a commercial finance ‘Appointed Representative’ network created to allow independent firms to provide commercial property finance and trading business finance options to their existing client base and network.

Joining the network provides opportunities for professional brokers to offer a full range of commercial finance solutions by acting as an Appointed Representative (AR) with the full support of the Fiducia Commercial Network team.

The Fiducia Commercial Network membership includes FCA authorisation and reporting, PI insurance, and NACFB membership, plus business, compliance, finance, system, and admin support from a company with over 20 years’ experience in commercial finance.

If you’d like to discuss joining Fiducia Commercial Network or you’d like to apply to become an Appointed Representative…

SPEAK TO OUR TEAM

 

 To discuss Fiducia Commercial Network or to apply to become an Appointed Representative email the team via by clicking this link.

For all media and marketing enquiries contact –  pr@fiduciagroup.co.uk